Enjoy A Thrifty Christmas!
Nov 24, 2014

If you want to enjoy a fun Christmas, here are some great ways to manage your budget effectively, ensuring you avoid a frugal 2015!

Dining
The Christmas celebrations start early with parties, lunches and dinners, not to mention all the additional snacks you have lying about the house! Consider the events you can afford to attend and how much you really want to indulge during one month! Also factor in the amount you need to spend on the actual day to set your realistic budget.

Gifts
Who do you really need to buy for and how much can you afford to spend? Look out for bargains throughout the year so you can spread the cost of Christmas. Additionally, decide whether you could do a Secret Santa type arrangement between your friends, so you don’t have to buy multiple gifts. This will save you time and money.

Cards
More and more people are opting out of sending Christmas cards through the post. If this is an added expense you can ill-afford, try reaching out to loved ones by Skyping or e-mailing your festive greetings.

Decorations
Most Christmas decorations can be recycled year on year. Try to choose a timeless theme so you don’t have to update it annually. Most people re-use decorations, only adding a few ornaments or baubles here and there.

Transport
If you have to travel to visit friends and relations, factor in your travel costs such as public transport, fuel or taxis. All these expenses should be added in to your overall budget.

By considering your budget carefully, realistically and accurately, you will inevitably enjoy a much more relaxed and organised Christmas. In doing so, you will reap the added benefit of entering 2015 without a financial hangover!

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